Sacramento Bankruptcy Attorneys

Brooks & Carpenter are attorneys who specialize in handling bankruptcy and businesses law in the Sacramento, Solano, Placer and surrounding counties. The Sacramento bankruptcy attorneys at Brooks & Carpenter have a combined legal experience of handling bankruptcy and business cases for over 25 years.

Our attorneys explain your legal rights and bankruptcy options. We help you decide which bankruptcy option is best for you - Chapter 7, Chapter 11 or Chapter 13 bankruptcy.

We understand that it is a very difficult decision to file bankruptcy. Brooks & Carpenter will help you understand your legal rights and financial options and help you make the best choice. We put a stop to the constant worrying, sleepless nights and reduce the strain on your personal relationships. We provide certainty in uncertain times.

The Sacramento Bankruptcy attorneys at Brooks & Carpenter are experienced debt relief attorneys. Our attorneys help you understand the difficult process of filing for bankruptcy protection. We get you relief from your debt. Our attorneys sit down with you in attorney-client confidential meetings and provide you with personal attention to your circumstances. Brooks & Carpenter provide you with all available legal options.

Your financial future is important to us. Our attorneys understand that it is important that you get your questions answered by an attorney with experience and compassion and not a paralegal.

The Sacramento bankruptcy attorneys at Brooks & Carpenter explain the potential benefits of filing bankruptcy and the impact that it will have on your life and financial future. We will also explain what alternatives you may have in lieu of filing bankruptcy.

What are the steps to financial freedom?

First, contact us by telephone or email to schedule a free consultation with an attorney. You can have a consultation over the "telephone" or "in person". We will ask you questions regarding your assets and debts, pending garnishments, foreclosures and the severity of your calls from creditors. We will review your income and monthly expenses. We need to determine if you pass the means test for Chapter 7 and Chapter 13 bankruptcy and the urgency of taking action.

Second, we will discuss your options and make sure that if you want to keep your home- you will. If you have a pending foreclosure, we will discuss your options regarding stopping and preventing the foreclosure of your home. We will also advise you if you can eliminate or wipe out your second mortgage or home equity line of credit ("HELOC").

Our clients have successfully "stripped off" many second mortgages by filing Chapter 13 bankruptcy. A Chapter 13 bankruptcy allows clients to pay very little unsecured debt back while stripping off their second mortgages, home equity lines of credit in Chapter 13 bankruptcy. Many of our clients that are behind in their mortgage payments have restructured their overdue mortgage payments over a 5 year period. This is especially important if you are facing a foreclosure and need time to save your home. Many of our clients have home loan modifications pending under the affordable home program or HAMP program.

Finally, when you hire us, we will immediately put a stop to harassing telephone calls, after we file your petition, we will stop wage garnishments, bank levies, repossessions and foreclosures. Contact the Sacramento bankruptcy attorneys at Brooks & Carpenter today and put an end to your worrying. We know that talking about your finances can be embarrassing and uncomfortable, that is why we do our best to let you know that you are not alone and that you deserve financial relief and a fresh start. The Sacramento bankruptcy attorneys at Brooks & Carpenter help you get your life back on track.

Small Business Bankruptcy Lawyers in Sacramento

With our combine business law and bankruptcy experience expertise, we offer complete business services for our Sacramento business clients who are struggling in this difficult economic climate. The Sacramento bankruptcy attorneys at Brooks & Carpenter help a business decide if it should file bankruptcy or wind up under non-bankruptcy alternatives. We can assist corporations; partnership, limited liability companies and sole proprietorship decide if they should file a Chapter 7 bankruptcy and liquidate or continue with a reorganization plan as provided for under Chapter 13 bankruptcy or Chapter 11 bankruptcy.

Call us today. Sacramento Bankruptcy attorneys, Brooks & Carpenter have offices that are conveniently located in Sacramento, Roseville, Citrus Heights, and Fairfield. We provide legal services to clients in Solano County, Stockton, Elk Grove, Placer, Dixon, Yolo, Yuba, Vacaville, Fairfield and Vallejo.

Contact a Sacramento bankruptcy lawyer today and get your life back on track.