Garnishments & Liens
Wage Garnishment occurs once a Creditor files a lawsuit against you and obtains a judgment. This occurs when you are unable to pay your bills and debts such as credit card bills, personal loans, etc. Once the creditor obtains a judgment, the creditor will request an order to attach your wages and bank accounts.
Generally, your employer is required to give you 10 days notice before they will start deducting the required amount which is generally 25% of your disposable income. This allows time to stop to file a bankruptcy a “STOP” the garnishment. Even if your wages are already being garnished, a bankruptcy can stop future amounts from being deducted from your pay check. The lawyers at Brooks & Carpenter have the tools to stop any garnishment almost immediately.